Personal Finance Tip of the Day

Handy Personal Finance
ISBN: 9781578593224
$19.95

How do we create a budget, and what is zero-based budgeting?

  • Gather investments and financial statements.
  • Record all sources of income.
  • Compile expenses and group them into categories.
  • Make sure expenses match income for a balanced budget, and any changes in one category must be matched by equal, but opposite, changes in an offsetting category to keep it balanced.

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